One thing we would love to see, is an uptake of cyber cover. We know this adds an additional expense to your business, but it is arguably one of the greatest risks your business faces in the modern era. Cyber policies provide access 24/7 to respond to an attack on your system, along with cover for the loss of profits, legal assistance, third party liabilities and ransom expenses.

The TripleA, as your association, has led by example with its own cyber cover as soon as it was available. We urge you to give this serious consideration through the renewal process this year.